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The Association of Independent Mortgage Advisers

Adverse Credit, CCJ,Default 

Our members/advisers specialise in helping people eradicate their Adverse Credit/ Bad Credit by offering the ideal loan for their circumstances with the best rates. You maybe able to pay off all your existing credit cards, overdrafts & unsecured loans and replace them with just one manageable monthly repayment. Even if you have adverse credit, county court judgments (ccj's) or mortgage arrears you can still qualify for an Mortgage

  • You may borrow over any term (3 - 35 years) and borrow any amount for any purpose.

  • There are thousands of lending plans available.

  • No proof of income is needed for some products.

  • All decisions, in principle, are usually made within 24 hours.
    Some Lenders will consider all circumstances including mortgage arrears, county court judgments, defaults or a poor credit rating.

  • Fixed for2- 5 years or fixed for the whole loan term and variable rates are available on very competitive terms.

  • Loans of up to 100% of the property value are also available.

  • Our advisers/members can help people who are self employed, with no accounts or business plan in place.

  • Facilities available for retired applicants, for people in receipt of pension/benefit income and agency workers. 

It Pays to speak to an Independent Expert

If you would like to speak to a qualified mortgage adviser, free of charge and with no obligation, please complete the following short form

 

Required Field *
Title *
First Name: *
Last Name *
Address 1 *
Address 2
Town / City *
Postcode *
Phone Number *
Mobile number
Best time to call
Email Address: *
What Type of Mortgage / Remortgage Do you Require * Adverse-CCJ Poor Credit History
Buy to let
Commercial
Employed or self employed with provable income
Holiday homeUK residents financing property abroad
Secured loan-Not a main mortgage, additional loan
self certification- No proof of income
Do you require a mortgage or remortgage *
Additional information
What is the value of the property *
How much do you need to borrow *
How did you find us
Please tick box to indicate you have read and accepted our terms & Conditions *

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Copyright © -2007 aoima. All Rights Reserved

The overall cost for comparison is 7.6%APR.The actual rate will depend on your circumstances. Ask for a personalised illustration. Enquiries generated via this website are passed on to independent financial advisers and mortgage brokers that are authorised by The Financial Services Authority Telephone calls may be monitored.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.